state fair housing laws were enacted to create an even playing field
for home buyers in all areas of a real estate transaction. These
laws prohibit discrimination based on race, color, religion, sex,
disability, familial status, and national origin.
Rights Act of 1966
The federal Civil Rights
Act of 1966 prohibits all racial discrimination in the sale or
rental of property.
The federal Fair Housing
Act of 1968 (amended in 1974 and 1989) makes fair housing a national
policy throughout the U.S. It prohibits discrimination in the sale,
lease or rental of housing, or making housing otherwise unavailable
because of race, color, religion, sex, disability, familial status
or national origin.
with Disabilities Act
Title III of the federal
Americans with Disabilities Act prohibits discrimination against
persons with disabilities in commercial facilities and places of
Credit Opportunity Act
The federal Equal Credit
Opportunity Act makes it unlawful to discriminate against anyone on
a credit application due to race, color, religion, national origin,
sex, marital status, age or because all or part of an applicant's
income comes from any public assistance program.
sellers, prospective home buyers, real estate agents, mortgage
brokers and loan officers all have rights and responsibilities under
As a home seller or
landlord, you are obligated not to discriminate in the sale, rental
or financing of your property on the basis of race, color, religion,
sex, disability, familial status or national origin. You also cannot
do so through your licensed broker or salesperson, who is also bound
by discrimination law. In either case, you may not set any
discriminatory terms or conditions in a purchase contract or a
lease. You may not deny that housing is available or advertise a
property's availability only to persons of a certain race, color,
religion, sex, disability, familial status or national origin.
Agents in a real estate
transaction may not discriminate on the basis of race, color,
religion, sex, disability, familial status or national origin. They
also may not follow such instructions from a home seller or
Discrimination complaints about housing may be
filed with the nearest office of the U.S. Dept. of Housing and Urban
Development (HUD) or by calling HUD's toll-free numbers,
1-800-669-9777 (voice) or 1-800-543-8294 (TDD). Or contact HUD on
the Internet at http://www.hud.gov/fhe/fheo.html.